Privacy Policy

1. Information We Collect

We collect information that you provide directly to us, including:

• Personal Identification Information: Full name, date of birth, gender
• Contact Information: Email address, phone number, postal address
• Insurance-Related Information: Type of insurance required, existing policies, coverage preferences, claim history
• Financial Information: Premium budget preferences (we do not collect payment card details directly)
• Communication Data: Messages, inquiries, and correspondence submitted through our contact form
• Technical Data: IP address, browser type, device information, pages visited, time spent on pages

2. How We Use Your Information

We use the information we collect to:

• Provide, operate, and maintain our insurance brokerage services
• Compare insurance policies from multiple insurers on your behalf
• Communicate with you regarding your insurance inquiries and policy recommendations
• Process policy applications and renewals
• Assist with insurance claims and provide claim support
• Send you relevant insurance information, renewal reminders, and service updates
• Comply with legal and regulatory obligations under IRDAI guidelines
• Improve our website and services based on usage analytics
• Prevent fraud and ensure the security of our services

3. Sharing of Your Information

We may share your information with:

• Insurance Companies: To obtain quotes, process applications, and manage policies on your behalf (e.g., ICICI Lombard, Tata AIG, LIC, SBI General, HDFC Ergo)
• Regulatory Authorities: IRDAI and other government bodies as required by law
• Service Providers: Third-party vendors who assist in website operation, data analysis, and communication services
• Legal Requirements: When required by law, court order, or governmental authority

We do not sell, rent, or trade your personal information to third parties for marketing purposes.

4. Data Security

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include SSL encryption for data transmission, secure server infrastructure, and restricted access to personal data on a need-to-know basis.

However, no method of transmission over the Internet or electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your information, we cannot guarantee its absolute security.

5. Cookies and Tracking Technologies

Our website uses cookies and similar tracking technologies to enhance your browsing experience, analyze website traffic, and understand where our visitors are coming from. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, some portions of our website may not function properly.

6. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. Insurance-related records may be retained for up to 7 years as required by IRDAI regulations.

7. Your Rights

You have the right to:

• Access the personal information we hold about you
• Request correction of inaccurate or incomplete information
• Request deletion of your personal information (subject to legal obligations)
• Withdraw consent for marketing communications at any time
• Lodge a complaint with the relevant data protection authority

To exercise these rights, please contact us at [email protected].

8. Third-Party Links

Our website may contain links to third-party websites, including insurer websites. We are not responsible for the privacy practices or content of these third-party sites. We encourage you to review the privacy policies of any third-party sites you visit.

9. Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you become aware that a child has provided us with personal information, please contact us immediately.

10. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page with an updated "Last Updated" date. We encourage you to review this Privacy Policy periodically.

11. Contact Us

If you have any questions about this Privacy Policy, please contact us: