Terms & Conditions

1. Acceptance of Terms

By accessing and using the website of Mahavir Insurance Broker ("Company," "we," "us," or "our"), you accept and agree to be bound by these Terms and Conditions and our Privacy Policy. If you do not agree to these terms, please do not use our website or services.

2. About Our Services

Mahavir Insurance Broker is a licensed insurance broker registered with the Insurance Regulatory and Development Authority of India (IRDAI). We provide the following services:

• Insurance advisory and consultation services
• Comparison of insurance policies from multiple insurers
• Assistance with insurance policy applications and renewals
• Claim support and assistance services
• General insurance, mediclaim, life insurance, and non-motor insurance brokerage

We act as an intermediary between you and insurance companies. The final insurance contract is between you and the respective insurer.

3. Use of the Website

You agree to use this website only for lawful purposes and in a manner that does not infringe the rights of others. You must not:

• Use the website in any way that violates applicable local, national, or international laws or regulations
• Transmit any unsolicited or unauthorized advertising or promotional material
• Attempt to gain unauthorized access to any part of the website or its related systems
• Engage in any conduct that restricts or inhibits anyone's use or enjoyment of the website
• Provide false, inaccurate, or misleading information in any form submission

4. Insurance Information Disclaimer

The information provided on this website is for general informational purposes only and does not constitute professional insurance advice. While we strive to provide accurate and up-to-date information:

• Policy terms, premiums, and coverage details are subject to change by insurers without notice
• Final policy terms are governed by the policy document issued by the insurer
• We recommend reading all policy documents carefully before purchasing
• Past claim settlement ratios do not guarantee future performance
• Tax benefits mentioned are based on current tax laws and are subject to change

5. Contact Form and Data Submission

When you submit information through our contact form or any other form on this website, you confirm that the information provided is accurate and complete. You consent to us using this information to contact you regarding your insurance inquiry and to provide our brokerage services. We will handle your data in accordance with our Privacy Policy.

6. Intellectual Property

All content on this website, including but not limited to text, graphics, logos, images, and software, is the property of Mahavir Insurance Broker and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from this content without our express written permission.

7. Third-Party Links and Services

Our website may contain links to third-party websites, including insurance company websites. These links are provided for your convenience only. We have no control over the content of those sites and accept no responsibility for them or for any loss or damage that may arise from your use of them.

8. Limitation of Liability

To the fullest extent permitted by law, Mahavir Insurance Broker shall not be liable for:

• Any indirect, incidental, special, or consequential damages arising from your use of our website
• Any loss or damage arising from decisions made based on information provided on this website
• Any interruption or unavailability of the website
• Any errors or omissions in the content of the website
• Any claim settlement disputes between you and the insurer

9. IRDAI Compliance

Mahavir Insurance Broker operates in compliance with the Insurance Regulatory and Development Authority of India (IRDAI) regulations. Our brokerage services are governed by the IRDAI (Insurance Brokers) Regulations. We are committed to maintaining the highest standards of professional conduct as prescribed by IRDAI.

10. Grievance Redressal

If you have any grievances regarding our services, please contact us at [email protected]. We will endeavor to resolve your complaint within 15 working days. If you are not satisfied with our resolution, you may approach the Insurance Ombudsman or IRDAI for further redressal.

11. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of India. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the courts in Ahmedabad, Gujarat, India.

12. Changes to Terms

We reserve the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting to the website. Your continued use of the website after any changes constitutes your acceptance of the new terms.

13. Contact Information